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KYC and KYB for Payment Providers: Building a Risk-Based Customer Due Diligence Programme
Know your customer (KYC) and know your business (KYB) are the checks a payment company runs on its clients before and during the relationship. Banks, card schemes and supervisors judge you by how well you do them. From 10 July 2027 one EU regulation, the Anti-Money Laundering Regulation (AMLR), replaces the different national rules. This…
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Who Is Liable for a Decentralized Project, DeFi and DAOs
Calling a project decentralized does not remove liability. US courts have already treated DAOs as associations or partnerships.
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Travel Rule for Crypto Businesses: What Data to Transmit and How to Implement It
What data the Travel Rule requires in the EU, UK and US, how to handle self-hosted wallets and missing information, and how to implement the rule.