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Loot Boxes and Secondary Markets: When a Game Mechanic Becomes Gambling Under EU and US Law
The same mechanic, a paid random item, may be unlawful gambling in Belgium, fall under a separate regime in France when items can be monetised, and face no federal ban in the US, where the FTC (US Federal Trade Commission) and the states are nonetheless acting. The deciding question is whether the item can be…
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How Banks Block Fintech Startup Accounts and how to Avoid it
Why banks block fintech accounts, which actions trigger it and what to do in advance to keep your account stable.
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EU AI Act checklist for IT companies and SaaS developers
How the AI Act affects IT and SaaS companies: provider and deployer roles, deadlines after the Digital Omnibus, fines and an 8-step checklist.
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Legal Support for Token Sales Procedure
A token sale is not just creating a token and listing it. Before you sell, you need to know what kind of asset the token is, which regulator reads your offer and what documents it must come with. The rules in the EU and the US moved a lot in 2025–2026. In the EU, MiCA…
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What is Know Your Customer (KYC) and why is it essential for cryptocurrency exchanges?
KYC for crypto exchanges is the process by which a crypto exchange identifies its customers and understands who it is dealing with. For a licensed exchange it is not an option: in the EU it sits behind the Travel Rule that has applied since December 2024, and a new AML (anti-money laundering) Regulation will tighten…
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Can You Use Someone Else’s Memes, Photos, and Music in Your Advertising? A Marketer’s Guide to Fair Use
Memes, stock photos and trending tracks feel free, but each one belongs to someone. For a marketer the rule is simple: fair use is a defence you raise in court, not a permission you hold, and for advertising it rarely works. If you did not create it, you need a licence. In the US a…