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Hiring a Software Contractor: Who Owns the Code and What the Contract Must Say
A company commissions development from a freelancer or a studio, pays against acceptance certificates and assumes the code is its own. The law does not always agree. In many countries the rights in a contractor’s software must be assigned in a written contract, or they stay with the author. We go through how this works…
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Publishing an App on the App Store and Google Play: What the Platforms Require from a Developer in 2026
Publishing an app on the App Store and Google Play is more than uploading a build. The platforms check who you are as a developer, how the app collects data, how it makes money and whether it changes after approval. In 2026 Apple updated its review guidelines three times and its developer agreement four times,…
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Regulation Crypto Assets: How the SEC Proposes to Regulate Token Sales in the US
On 18 August 2026 the SEC proposed Regulation Crypto Assets, the first dedicated regime for public token sales in the US. We cover the startup and fundraising exemptions, Rule 103 disclosure, the safe harbor and how it differs from MiCA.
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An iGaming License: Your Key to a Legal and Successful Online Business
A gaming licence is the foundation of an iGaming business: banks, payment providers and game studios work with licensed operators. The licensing map has changed: Curaçao replaced master licences with direct licences from its Gaming Authority in December 2024, while international projects often also consider Anjouan (Comoros), whose status is now disputed. We go through…
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Transaction Laundering and Miscoding: The Hidden Threats to Your Fintech Business
Two linked threats can cost a payment company its card scheme access: transaction laundering and miscoding. In the first, an illicit merchant processes payments through a legitimate merchant’s account. In the second, a wrong merchant category code hides what the merchant really does. Visa and Mastercard hold acquirers responsible for their merchants, and acquirers pass…
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Brazil’s Betting Ban: What Comes Next
On 25 September 2026 Brazil’s president signed Provisional Measure No. 1,394 (Medida Provisória), which banned fixed-odds betting in the country, that is sports betting and online casinos, including for operators abroad. The regulated market that opened under Law 14,790/2023 is closed. Licences are extinguished on 25 October, banks and payment institutions may not process such…