{"id":7416,"date":"2026-10-21T12:13:35","date_gmt":"2026-10-21T09:13:35","guid":{"rendered":"https:\/\/legalbit.top\/en\/?p=7416"},"modified":"2026-10-23T15:59:39","modified_gmt":"2026-10-23T12:59:39","slug":"online-casino-license","status":"publish","type":"post","link":"https:\/\/legalbit.top\/en\/online-casino-license\/","title":{"rendered":"Online casino licence: Cura\u00e7ao, Malta, Estonia, Anjouan or Tobique"},"content":{"rendered":"\n<div class=\"lbm\"><svg width=\"0\" height=\"0\" style=\"position:absolute\" aria-hidden=\"true\"><symbol id=\"i-list\" viewBox=\"0 0 24 24\"><path d=\"M9 6h11M9 12h11M9 18h11\"\/><path d=\"M4 6h.01M4 12h.01M4 18h.01\"\/><\/symbol><symbol id=\"i-user\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"8\" r=\"4\"\/><path d=\"M4 21c0-4 3.6-7 8-7s8 3 8 7\"\/><\/symbol><symbol id=\"i-ban\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M5.6 5.6l12.8 12.8\"\/><\/symbol><symbol id=\"i-layers\" viewBox=\"0 0 24 24\"><path d=\"M12 3l9 5-9 5-9-5z\"\/><path d=\"M3 13l9 5 9-5\"\/><\/symbol><symbol id=\"i-eye\" viewBox=\"0 0 24 24\"><path d=\"M2 12s4-7 10-7 10 7 10 7-4 7-10 7S2 12 2 12z\"\/><circle cx=\"12\" cy=\"12\" r=\"3\"\/><\/symbol><symbol id=\"i-doc\" viewBox=\"0 0 24 24\"><path d=\"M7 3h8l4 4v14H7z\"\/><path d=\"M15 3v4h4M10 12h6M10 16h6\"\/><\/symbol><symbol id=\"i-pen\" viewBox=\"0 0 24 24\"><path d=\"M4 20l4-1 11-11-3-3L5 16z\"\/><path d=\"M14 6l3 3\"\/><\/symbol><symbol id=\"i-alert\" viewBox=\"0 0 24 24\"><path d=\"M12 3l10 18H2z\"\/><path d=\"M12 10v4M12 17.5h.01\"\/><\/symbol><symbol id=\"i-bulb\" viewBox=\"0 0 24 24\"><path d=\"M9 18h6M10 21h4\"\/><path d=\"M12 3a6 6 0 0 0-3.5 10.9c.6.5 1 1.2 1 2.1h5c0-.9.4-1.6 1-2.1A6 6 0 0 0 12 3z\"\/><\/symbol><symbol id=\"i-info\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 11v5M12 8h.01\"\/><\/symbol><symbol id=\"i-coin\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M14.5 9.5c-.5-1-1.5-1.5-2.5-1.5-1.4 0-2.5.8-2.5 2s1.1 1.6 2.5 2 2.5.8 2.5 2-1.1 2-2.5 2c-1 0-2-.5-2.5-1.5M12 6.5v11\"\/><\/symbol><symbol id=\"i-clock\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3 2\"\/><\/symbol><symbol id=\"i-globe\" viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c2.5 2.7 3.8 5.7 3.8 9s-1.3 6.3-3.8 9c-2.5-2.7-3.8-5.7-3.8-9S9.5 5.7 12 3z\"\/><\/symbol><\/svg><section class=\"lbm-intro\"><div class=\"lbm-intro-main\"><p class=\"lbm-lead\">Choosing a jurisdiction for an online casino is a trade-off between speed, cost and market access. Cura\u00e7ao has run on the new LOK law since 24 December 2024, Malta grants a ten-year licence, and Estonia is cutting its remote gambling tax to 4% by 2029. Anjouan and Tobique are cheap and fast options for non-EU markets, each with its own risks. We compare the five jurisdictions by requirements, fees, taxes and timelines, and by how banks and payment providers view them.<\/p><p class=\"lbm-verified\">Checked on 21 October 2026. Rules and sources are current as of this date.<\/p><ul class=\"lbm-toc\"><li><a href=\"#curacao\">Cura\u00e7ao<\/a><\/li><li><a href=\"#malta\">Malta<\/a><\/li><li><a href=\"#estonia\">Estonia<\/a><\/li><li><a href=\"#anjouan\">Anjouan<\/a><\/li><li><a href=\"#tobique\">Tobique<\/a><\/li><li><a href=\"#compare\">Comparison<\/a><\/li><li><a href=\"#case\">Case analysis<\/a><\/li><li><a href=\"#choose\">How to choose<\/a><\/li><li><a href=\"#faq\">FAQ<\/a><\/li><\/ul><\/div><\/section><section id=\"curacao\"><h2>Cura\u00e7ao: the new LOK<\/h2><p style=\"max-width:70ch\">Legal basis: the National Ordinance on Games of Chance (LOK), PB 2024, no. 157. Regulator: Cura\u00e7ao Gaming Authority (CGA). The transition year ran from 24 December 2024 to 24 December 2025; licences are now issued by the state regulator rather than master licence holders.<\/p><div class=\"lbm-roles\"><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-user\"\/><\/svg><\/span><h3>Who can apply<\/h3><p>A legal entity under Cura\u00e7ao law with its seat on the island, managed by at least one director resident in Cura\u00e7ao.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-eye\"\/><\/svg><\/span><h3>Vetting<\/h3><p>The CGA identifies UBOs, qualified shareholders and policy-makers. It must refuse a licence if a UBO (ultimate beneficial owner) holding over 25% or a policy-maker has a conviction in the past eight years for fraud, money laundering and other serious crimes. goAML registration is mandatory.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-clock\"\/><\/svg><\/span><h3>Timelines<\/h3><p>Up to eight weeks per phase once all documents are in, extendable by four. A provisional licence for six months (plus six) comes first, then an indefinite one.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-coin\"\/><\/svg><\/span><h3>Cost<\/h3><p>B2C application: EUR 4,592 plus EUR 150 per UBO. Annual: EUR 47,450, made up of EUR 24,490 to the Treasury and a EUR 22,960 CGA supervisory fee. Main domain: EUR 250. Annual fees are due by 15 January.<\/p><\/div><\/div><\/section><section id=\"malta\"><h2>Malta: the MGA and the Gaming Act<\/h2><p style=\"max-width:70ch\">Legal basis: the Gaming Act (Cap. 583) and the Gaming Authorisations Regulations (S.L. 583.05). Regulator: Malta Gaming Authority (MGA). Game types: Type 1 casino, including live casino and virtual sports; Type 2 fixed-odds betting; Type 3 pool betting, exchanges, P2P (peer to peer) poker and bingo; Type 4 controlled skill games.<\/p><div class=\"lbm-roles\"><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-user\"\/><\/svg><\/span><h3>Who can apply<\/h3><p>Only a person established in the European Economic Area (reg. 10(1) S.L. 583.05). A group licence is possible where the parent controls more than 90% of the group.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-clock\"\/><\/svg><\/span><h3>Term and procedure<\/h3><p>Ten-year licence (reg. 6(1)). Fit-and-proper, business plan and document reviews run in parallel, followed by a test environment and a systems audit. Malta&#8217;s government portal puts the assessment at about three months.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-coin\"\/><\/svg><\/span><h3>Fees<\/h3><p>Application: EUR 5,000. Fixed annual fee: EUR 25,000 (EUR 10,000 for Type 4 only). Type 1 compliance contribution: EUR 15,000 to EUR 375,000 a year depending on revenue.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-doc\"\/><\/svg><\/span><h3>Tax<\/h3><p>Gaming tax of 5% on revenue from players physically present in Malta.<\/p><\/div><\/div><\/section><section id=\"estonia\"><h2>Estonia: licence plus permit<\/h2><p style=\"max-width:70ch\">Legal basis: the Gambling Act (Hasartm\u00e4nguseadus) and the Gambling Tax Act (Hasartm\u00e4ngumaksu seadus). Regulator: the Tax and Customs Board (EMTA). You need two documents: an indefinite activity licence and a remote gambling operating permit for up to five years.<\/p><div class=\"lbm-roles\"><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-user\"\/><\/svg><\/span><h3>Who can apply<\/h3><p>A public or private limited company registered in Estonia or the EU whose only business is gambling. Minimum share capital for games of chance: EUR 1,000,000. A licence from another EEA (European Economic Area) country is not valid in Estonia.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-layers\"\/><\/svg><\/span><h3>Technical requirements<\/h3><p>Connecting the recordkeeping system to the EMTA information system and to the list of restricted persons; software assessed by an independent expert with ISO\/IEC 17025 accreditation.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-coin\"\/><\/svg><\/span><h3>State fees and timelines<\/h3><p>Activity licence: EUR 47,940, decision within four months. Remote gambling permit: EUR 3,200, decision within two months.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-doc\"\/><\/svg><\/span><h3>Tax<\/h3><p>5.5% of stakes less winnings in 2026, 5% in 2027, 4.5% in 2028 and 4% from 2029.<\/p><\/div><\/div><div class=\"lbm-co soft\"><span class=\"lbm-ico\"><svg><use href=\"#i-bulb\"\/><\/svg><\/span><div><b>New since 2026<\/b><p>EMTA coordinates each licence application with the Financial Intelligence Unit, which has 60 days to decide. Player stakes must come through a credit, payment or e-money institution or a crypto-asset service provider licensed in the EEA. Existing operators must align their documents by 1 January 2027.<\/p><\/div><\/div><\/section><section id=\"anjouan\"><h2>Anjouan: Comoros<\/h2><p style=\"max-width:70ch\">Legal basis: the Computer Gaming Licensing Act 2005 of the Autonomous Island of Anjouan (Union of the Comoros). Oversight: the Anjouan Offshore Financial Authority (AOFA) and the Anjouan Gaming Board. Licences are administered by a private company, Anjouan Licensing Services Inc., which the Anjouan Gaming site names as the sole authorised administrator.<\/p><div class=\"lbm-roles\"><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-layers\"\/><\/svg><\/span><h3>Licences<\/h3><p>B2C for operators and B2B (business to business) for platform and software suppliers. Permitted: casino, sports betting, poker, bingo, prediction markets, blockchain and crypto gaming.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-eye\"\/><\/svg><\/span><h3>Vetting<\/h3><p>Ownership chain up to the UBO, director and key person documents, financial statements, bank references, source of funds, sanctions screening. Nominees, trusts and foundations must be disclosed.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-doc\"\/><\/svg><\/span><h3>Obligations<\/h3><p>Key person authorisation, an approved ADR (alternative dispute resolution) provider for player disputes and regular compliance reports.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-coin\"\/><\/svg><\/span><h3>Cost<\/h3><p>Licence issuance: EUR 17,828; annual renewal: EUR 17,828, the same for B2C and B2B. Each extra domain: EUR 500. No timelines are given.<\/p><\/div><\/div><div class=\"lbm-co soft\"><span class=\"lbm-ico\"><svg><use href=\"#i-alert\"\/><\/svg><\/span><div><b>Worth knowing<\/b><p>The text of the law is not publicly available and there is no independent register of acts. The terms above come from the Anjouan Gaming site (anjouangaming.com). Look-alike sites with similar names and different prices exist, so check who you are dealing with first.<\/p><\/div><\/div><\/section><div class=\"lbm-svc\"><div><b>Need help with this topic?<\/b><p>We will review your situation and propose a solution for your project.<\/p><\/div><a class=\"lbm-svc-btn popmake-4929\" href=\"#\" role=\"button\">Contact us<\/a><\/div><section id=\"tobique\"><h2>Tobique: a First Nation in Canada<\/h2><p style=\"max-width:70ch\">Legal basis: the Tobique Gaming Act 2023, enacted by the Chief and Council of Tobique First Nation (Neqotkuk) on 13 October 2023, plus regulations and codes of practice. Regulator: Tobique Gaming Commission (TGC); the territory is in New Brunswick. Applications are handled by Differentia Licensing Advisory Group (DLAG), the sole appointed Direct Licensee.<\/p><div class=\"lbm-roles\"><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-layers\"\/><\/svg><\/span><h3>Licences<\/h3><p>The Act provides for 11 licence types, all for remote gambling only. According to DLAG, the B2C licence covers all verticals, includes five domains and is valid for one year. A temporary licence lasts up to six months and cannot be issued twice in a row.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-ban\"\/><\/svg><\/span><h3>Restricted markets<\/h3><p>The UK, the US, the province of New Brunswick and FATF-sanctioned countries. Players from there must be geo-blocked and blocked at registration.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-eye\"\/><\/svg><\/span><h3>Requirements<\/h3><p>Full due diligence on UBOs holding 10% or more, including source of wealth. Segregated accounts holding at least 100% of player funds. An AML (anti-money laundering) lead, an ADR provider, certified RNG (random number generator), bi-weekly and monthly reports.<\/p><\/div><div class=\"lbm-role\"><span class=\"lbm-ico\"><svg><use href=\"#i-clock\"\/><\/svg><\/span><h3>Timelines and cost<\/h3><p>Two to three weeks after pre-approval, up to eight weeks in some cases. Fees are not published; there is a non-refundable pre-application fee. Fiat and crypto payments accepted.<\/p><\/div><\/div><div class=\"lbm-co soft\"><span class=\"lbm-ico\"><svg><use href=\"#i-alert\"\/><\/svg><\/span><div><b>Legal status<\/b><p>The TGC derives its authority from Indigenous self-government rights (s. 35 of the Constitution Act, 1982). At the same time, s. 207(1)(a) of Canada&#8217;s Criminal Code allows provincial governments to conduct and manage lottery schemes, including online games. The status of such licences under Canadian law is contested, and banks and partners take this into account.<\/p><\/div><\/div><\/section><section id=\"compare\"><h2>Online casino licence comparison<\/h2><p style=\"max-width:70ch\">Figures from the regulators as of October 2026.<\/p><div class=\"lbm-cmp\"><table><thead><tr><th><\/th><th>Cura\u00e7ao<\/th><th>Malta<\/th><th>Estonia<\/th><th>Anjouan<\/th><th>Tobique<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\">Regulator<\/th><td>CGA<\/td><td>MGA<\/td><td>EMTA<\/td><td>AOFA, administrator ALSI<\/td><td>TGC, delegate DLAG<\/td><\/tr><tr><th scope=\"row\">Who can apply<\/th><td>local company with a resident director<\/td><td>EEA company<\/td><td>Estonian or EU company<\/td><td>place of incorporation not stated<\/td><td>not stated<\/td><\/tr><tr><th scope=\"row\">Capital<\/th><td>not stated<\/td><td>not stated in the licence description<\/td><td>EUR 1m for casino<\/td><td>financial standing required<\/td><td>100% of player funds segregated<\/td><\/tr><tr><th scope=\"row\">One-off fees<\/th><td>EUR 4,592 + EUR 150 per UBO<\/td><td>EUR 5,000<\/td><td>EUR 47,940 + 3,200<\/td><td>EUR 17,828<\/td><td>not published<\/td><\/tr><tr><th scope=\"row\">Annual<\/th><td>EUR 47,450<\/td><td>from EUR 25,000 + compliance contribution<\/td><td>tax on GGR (gross gaming revenue)<\/td><td>EUR 17,828<\/td><td>not published<\/td><\/tr><tr><th scope=\"row\">Gaming tax<\/th><td>general Cura\u00e7ao rules<\/td><td>5% on players in Malta<\/td><td>5.5% (2026) \u2192 4% (2029)<\/td><td>not stated<\/td><td>not stated<\/td><\/tr><tr><th scope=\"row\">Term<\/th><td>6-month provisional, then indefinite<\/td><td>10 years<\/td><td>indefinite + permit up to 5 years<\/td><td>renewed annually<\/td><td>1 year<\/td><\/tr><\/tbody><\/table><\/div><\/section><section id=\"case\"><h2>Case analysis<\/h2><div class=\"lbm-co soft\"><span class=\"lbm-ico\"><svg><use href=\"#i-bulb\"\/><\/svg><\/span><div><b>Hypothetical example, not a real case<\/b><p>An online casino operator picks a licence looking only at cost and speed. A sensible order of action is to identify the target markets and payment providers, check whether banks and providers accept the licence, compare disclosure requirements, taxes and timelines, and only then decide.<\/p><\/div><\/div><\/section><section id=\"choose\"><h2>How to choose<\/h2><ol class=\"lbm-steps\"><li><span class=\"lbm-ico\"><svg><use href=\"#i-globe\"\/><\/svg><\/span><div><h3>Define your markets<\/h3><p>If you need EU players, Cura\u00e7ao, Anjouan and Tobique will not help much: most EU countries require a local licence. For LatAm, Asia and Africa, operators usually look at Cura\u00e7ao, Anjouan or Tobique. A Tobique licence excludes the UK and the US.<\/p><span class=\"lbm-tag\">Start here<\/span><\/div><\/li><li><span class=\"lbm-ico\"><svg><use href=\"#i-coin\"\/><\/svg><\/span><div><h3>Budget for year one<\/h3><p>Count not only fees but also capital, audits, a local director, an AML officer and software testing.<\/p><\/div><\/li><li><span class=\"lbm-ico\"><svg><use href=\"#i-layers\"\/><\/svg><\/span><div><h3>Check payments<\/h3><p>Banks and payment providers look at the licence first, and acquiring is usually harder with an Anjouan licence. In Estonia, using EEA-licensed payment institutions is a legal requirement.<\/p><\/div><\/li><li><span class=\"lbm-ico\"><svg><use href=\"#i-user\"\/><\/svg><\/span><div><h3>Assess your team<\/h3><p>All regulators vet owners and management. A conviction or a past licence revocation can close the door immediately.<\/p><\/div><\/li><li><span class=\"lbm-ico\"><svg><use href=\"#i-clock\"\/><\/svg><\/span><div><h3>Plan for timelines<\/h3><p>Tobique from two to three weeks, Cura\u00e7ao up to eight weeks per phase, Malta and Estonia three to four months or more.<\/p><\/div><\/li><\/ol><div class=\"lbm-co dark\"><span class=\"lbm-ico\"><svg><use href=\"#i-alert\"\/><\/svg><\/span><div><b>Bottom line<\/b><p>After the reform Cura\u00e7ao is a full regulator, but it does not open the EU. Malta is an expensive but recognised route into Europe. Estonia has a high capital threshold and a falling tax. Anjouan is a cheap entry with a closed legal base. Tobique is fast and has a published law, but its status in Canada is contested.<\/p><\/div><\/div><\/section><figure class=\"lbm-pull\"><q>Choose a licence not where it is easiest to get, but where it will be accepted by payment providers and in your markets.<\/q><cite>LegalBit team<\/cite><\/figure><section id=\"faq\"><h2>FAQ<\/h2><div class=\"lbm-faq\"><details><summary>Are old Cura\u00e7ao sublicences still valid?<\/summary><p>The LOK transition year ended on 24 December 2025, and licences are now issued directly by the CGA. If you held a sublicence from a master licence holder, check your licence status in the CGA portal.<\/p><\/details><details><summary>Can a Malta licence be used across Europe?<\/summary><p>No. A Maltese licence allows services from Malta, but many EU countries require their own licence. The MGA rules provide for recognising other EEA licences in Malta, not the other way round.<\/p><\/details><details><summary>Can an Anjouan licence be trusted?<\/summary><p>Check the licence in the public register on the Anjouan Gaming site and make sure you deal with the official administrator, not a look-alike site. The 2005 law is not publicly available, and banks treat such licences more cautiously.<\/p><\/details><details><summary>Can a Tobique licensee accept players from Canada?<\/summary><p>The licence expressly excludes only New Brunswick. But Canada&#8217;s Criminal Code gives provincial governments the power to conduct lottery schemes, including online games. Serving Canadian players without a province-by-province analysis is risky.<\/p><\/details><details><summary>How much does an Estonian licence cost including capital?<\/summary><p>State fees alone come to EUR 51,140, plus EUR 1 million share capital for games of chance. Tax is charged on stakes less winnings.<\/p><\/details><\/div><p class=\"lbm-more\"><b>See also: <\/b><a href=\"\/en\/brazil-betting-ban\/\">Brazil&#8217;s Betting Ban: Provisional Measure No. 1,394<\/a>; <a href=\"\/en\/an-igaming-license-your-key-to-a-legal-and-successful-online-business\/\">An iGaming licence: your key to a legal online business<\/a>; <a href=\"\/en\/how-to-choose-a-jurisdiction-for-your-company-registration\/\">How to choose a jurisdiction for company registration<\/a>; <a href=\"\/en\/loot-boxes-secondary-market\/\">Loot boxes with a secondary market<\/a>. Case: <a href=\"\/en\/case-igaming-platform-regulated-market\/\">iGaming platform in a regulated market<\/a>; <a href=\"\/en\/igaming-responsible-gambling-aml\/\">Responsible gambling and AML for operators<\/a>. Services: <a href=\"\/en\/igaming-legal-services\/\">iGaming lawyers<\/a>.<\/p><div class=\"lbm-src\"><b>Sources<\/b><ul><li><a href=\"https:\/\/portal.cga.cw\/page\/online-gaming-info\" rel=\"nofollow noopener\" target=\"_blank\">CGA: Getting a Gaming License<\/a><\/li><li><a href=\"https:\/\/portal.cga.cw\/uploads\/publications\/aZPlS7pIPL5pJubskS3bNhtWjOXPNAawyRrFClRf.pdf\" rel=\"nofollow noopener\" target=\"_blank\">CGA: License Fees under the LOK, v2.0 (15.10.2025)<\/a><\/li><li><a href=\"https:\/\/www.mga.org.mt\/licensee-hub\/applications\/b2c-licences\/remote-gaming-services\/\" rel=\"nofollow noopener\" target=\"_blank\">MGA: Remote Gaming Services (B2C)<\/a><\/li><li><a href=\"https:\/\/mga.org.mt\/app\/uploads\/Guidance-Note-Licence-Fees-and-Taxation.pdf\" rel=\"nofollow noopener\" target=\"_blank\">MGA: Guidance Note on Licence Fees and Taxation<\/a><\/li><li><a href=\"https:\/\/legislation.mt\/eli\/sl\/583.5\/eng\" rel=\"nofollow noopener\" target=\"_blank\">Gaming Authorisations Regulations, S.L. 583.05<\/a><\/li><li><a href=\"https:\/\/www.servizz.gov.mt\/en\/Services\/web-00508\" rel=\"nofollow noopener\" target=\"_blank\">Servizz.gov.mt: Gaming Licence<\/a><\/li><li><a href=\"https:\/\/emta.ee\/en\/business-client\/registration-business\/gambling-operators\/applying-permits\" rel=\"nofollow noopener\" target=\"_blank\">EMTA: Applying for permits<\/a><\/li><li><a href=\"https:\/\/www.riigiteataja.ee\/akt\/HasMMS\" rel=\"nofollow noopener\" target=\"_blank\">Riigi Teataja: Hasartm\u00e4ngumaksu seadus<\/a><\/li><li><a href=\"https:\/\/www.riigiteataja.ee\/akt\/130122025002\" rel=\"nofollow noopener\" target=\"_blank\">Riigi Teataja: RT I, 30.12.2025, 2<\/a><\/li><li><a href=\"https:\/\/anjouangaming.com\/about-the-authority\/overview\/\" rel=\"nofollow noopener\" target=\"_blank\">Anjouan Gaming: Overview<\/a><\/li><li><a href=\"https:\/\/anjouangaming.com\/licensing\/fees\/\" rel=\"nofollow noopener\" target=\"_blank\">Anjouan Gaming: Fees<\/a><\/li><li><a href=\"https:\/\/anjouangaming.com\/licensing\/\" rel=\"nofollow noopener\" target=\"_blank\">Anjouan Gaming: Licensing<\/a><\/li><li><a href=\"https:\/\/thetgc.ca\/wp-content\/uploads\/2026\/09\/Tobique-Gaming-Act-2023.pdf\" rel=\"nofollow noopener\" target=\"_blank\">Tobique Gaming Act 2023<\/a><\/li><li><a href=\"https:\/\/thetgc.ca\/wp-content\/uploads\/2026\/09\/TGC-General-Code-of-Practice-V2.0.pdf\" rel=\"nofollow noopener\" target=\"_blank\">TGC General Code of Practice V2.0<\/a><\/li><li><a href=\"https:\/\/dlagglobal.com\/tobique-gaming-license-faq\/\" rel=\"nofollow noopener\" target=\"_blank\">DLAG: Tobique Gaming License FAQ<\/a><\/li><li><a href=\"https:\/\/laws-lois.justice.gc.ca\/eng\/acts\/c-46\/section-207.html\" rel=\"nofollow noopener\" target=\"_blank\">Criminal Code of Canada, s. 207<\/a><\/li><\/ul><\/div><\/section><\/div>\n\n\n\n<div class=\"lb-ac\"><h2>This topic is our service<\/h2><p>Learn more about how we help projects with this:<\/p><ul><li><a href=\"https:\/\/legalbit.top\/en\/igaming-legal-services\/\">iGaming lawyers<\/a><\/li><li><a href=\"https:\/\/legalbit.top\/en\/regulatory-and-compliance\/\">Licensing, compliance and AML\/KYC<\/a><\/li><\/ul><\/div>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"BlogPosting\", \"headline\": \"Online casino licence: Cura\u00e7ao, Malta, Estonia, Anjouan or Tobique\", \"description\": \"Online casino licences compared: Cura\u00e7ao (LOK), Malta (MGA), Estonia (EMTA), Anjouan and Tobique. Requirements, fees, taxes and timelines from the regulators.\", \"url\": \"https:\/\/legalbit.top\/en\/online-casino-license\/\", \"mainEntityOfPage\": \"https:\/\/legalbit.top\/en\/online-casino-license\/\", \"image\": \"https:\/\/legalbit.top\/wp-content\/uploads\/2026\/10\/igaming_licenses-scaled.webp\", \"datePublished\": \"2026-10-21T09:30:00Z\", \"dateModified\": \"2026-10-21T09:30:00Z\", \"inLanguage\": \"en\", \"author\": {\"@type\": \"Organization\", \"name\": \"LegalBit\", \"url\": \"https:\/\/legalbit.top\/\"}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"LegalBit\", \"url\": \"https:\/\/legalbit.top\/\"}}<\/script>\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Are old Cura\u00e7ao sublicences still valid?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The LOK transition year ended on 24 December 2025, and licences are now issued directly by the CGA. If you held a sublicence from a master licence holder, check your licence status in the CGA portal.\"}}, {\"@type\": \"Question\", \"name\": \"Can a Malta licence be used across Europe?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. A Maltese licence allows services from Malta, but many EU countries require their own licence. The MGA rules provide for recognising other EEA licences in Malta, not the other way round.\"}}, {\"@type\": \"Question\", \"name\": \"Can an Anjouan licence be trusted?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Check the licence in the public register on the Anjouan Gaming site and make sure you deal with the official administrator, not a look-alike site. The 2005 law is not publicly available, and banks treat such licences more cautiously.\"}}, {\"@type\": \"Question\", \"name\": \"Can a Tobique licensee accept players from Canada?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The licence expressly excludes only New Brunswick. But Canada's Criminal Code gives provincial governments the power to conduct lottery schemes, including online games. Serving Canadian players without a province-by-province analysis is risky.\"}}, {\"@type\": \"Question\", \"name\": \"How much does an Estonian licence cost including capital?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"State fees alone come to EUR 51,140, plus EUR 1 million share capital for games of chance. Tax is charged on stakes less winnings.\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Online casino licences compared: Cura\u00e7ao (LOK), Malta (MGA), Estonia (EMTA), Anjouan and Tobique. Requirements, fees, taxes and timelines from the regulators.<\/p>\n","protected":false},"author":1,"featured_media":7415,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[105,112,78,116,106,108],"post_folder":[],"class_list":["post-7416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-igaming","tag-aml","tag-eu","tag-gambling","tag-igaming-licence","tag-jurisdictions","tag-licensing"],"_links":{"self":[{"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/posts\/7416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/comments?post=7416"}],"version-history":[{"count":25,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/posts\/7416\/revisions"}],"predecessor-version":[{"id":8146,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/posts\/7416\/revisions\/8146"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/media\/7415"}],"wp:attachment":[{"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/media?parent=7416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/categories?post=7416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/tags?post=7416"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/legalbit.top\/en\/wp-json\/wp\/v2\/post_folder?post=7416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}